Checks n Balances - electronic checkbook record keeper that works on your phone. It is designed to help track money payments and money deposits made daily. Since CnB works on your phone, you can keep track of monetary transactions as they take place, instead of forgetting about them later. For example, you're at the grocery store and just purchased your groceries with your debit card. Using Checks 'n' Balances, you type in the amount you spent, select debit to indicate how you paid, and select "groceries" as the description of the transaction. You know have a record of how much was spent, how it was spent and why, with a few simple presses of you phone's buttons.
Checks 'n' Balances offers ease of use, point-of-sale, money transaction recording on your Java enabled phone. You are more likely to have your phone with you when you make your purchases, swipe your ATM card, or take advantage of that "One Day Only Sale". Why not keep track of your day-to-day finances on your mobile phone? It is more convenient! The alternative would be remembering to write down your check amount when you got home after trying to find the store's receipt.